Terms of Service

1. Acceptance of Terms

By accessing or using coefficient-group.com (the “Site”) operated by The Coefficient Group, LLC, you agree to be bound by these Terms of Service. If you do not agree, do not use the Site. We may modify these terms at any time; continued use after changes constitutes acceptance of the updated terms.

2. Use of the Site

You may use the Site only for lawful purposes and in accordance with these terms. You agree not to:

• Use the Site in any way that violates applicable law or regulation;
• Scrape, harvest, or collect data from the Site through automated means without our prior written consent;
• Attempt to reverse engineer, decompile, or disassemble any portion of the Site;
• Use the Site for any unauthorized commercial purpose without our express written agreement;
• Interfere with or disrupt the Site, servers, or networks connected to the Site.

3. Intellectual Property

All content on the Site—including text, graphics, logos, images, and other materials—as well as the look and feel of the Site and The Coefficient Group, LLC branding, is owned by The Coefficient Group, LLC or its licensors and is protected by copyright, trademark, and other intellectual property laws. You may not copy, modify, distribute, or create derivative works from Site content without our prior written permission, except as necessary for ordinary browsing or as otherwise permitted by law.

4. No Professional Advice

Information on the Site is provided for general informational purposes only. It does not constitute legal, financial, tax, or professional consulting advice, and it is not a substitute for obtaining advice tailored to your situation. You should consult qualified professionals before making business or legal decisions.

5. Disclaimer of Warranties

THE SITE AND ALL CONTENT ARE PROVIDED ON AN “AS IS” AND “AS AVAILABLE” BASIS WITHOUT WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED, INCLUDING IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT. WE DO NOT WARRANT THAT THE SITE WILL BE UNINTERRUPTED, ERROR-FREE, OR FREE OF HARMFUL COMPONENTS.

6. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, The Coefficient Group, LLC AND ITS OFFICERS, DIRECTORS, EMPLOYEES, AND AFFILIATES SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, OR ANY LOSS OF PROFITS, DATA, OR GOODWILL, ARISING OUT OF OR RELATED TO YOUR USE OF OR INABILITY TO USE THE SITE, EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. OUR TOTAL LIABILITY FOR ANY CLAIM ARISING FROM THE SITE SHALL NOT EXCEED THE GREATER OF ONE HUNDRED U.S. DOLLARS ($100) OR THE AMOUNTS YOU HAVE PAID US FOR SERVICES DIRECTLY RELATED TO THE CLAIM IN THE TWELVE (12) MONTHS PRECEDING THE CLAIM, IF ANY. SOME JURISDICTIONS DO NOT ALLOW CERTAIN LIMITATIONS; IN THOSE CASES, OUR LIABILITY IS LIMITED TO THE FULLEST EXTENT PERMITTED BY LAW.

7. Governing Law

These Terms are governed by the laws of the State of Florida, without regard to its conflict of law principles. You agree to submit to the exclusive jurisdiction of the state and federal courts located in Florida for any disputes arising from these terms or the Site, subject to applicable law.

8. Contact Us

For questions about these Terms of Service, contact The Coefficient Group, LLC at info@coefficient-group.com.